- 试题详情及答案解析
- Most likely, you aren’t the family breadwinner. But doing a small job or getting a weekly allowance (零花钱) would put some money in your pocket. For kids and grown-ups alike, money is easy to spend. If you aren’t careful, it can be going in no time.
Being responsible with your money is an important skill to learn — and the sooner you start the better. Whether you are tracking your spending or saving for something special, creating a budget can help you deal with your expenses and plan for the future. All you need are paper and a pencil — and some self-control.
First, take a look at our sample monthly budget. Then, use a separate sheet of paper to plan your own. In the first two columns (栏), list your sources (来源) of income and how much you expect to earn from them. In the third and fourth columns, list what you expect to spend your money on and the amount.
The left-hand total should be more than or equal to the right-hand total. If it is, you have an effective budget. Budgets are not complex, but sticking to them can be tough. When planning your budget, be realistic about your expenses. If you know that you drop $18 at a movie, don’t write $12 in that space simply because you wish you were spending less.
If you are eyeing a big purchase, such as a $150 skateboard, spend less and save more until you have the total amount. No matter how attractive it may be, avoid spending your savings. One day, you will thank yourself!
【小题1】Who is the passage written for?Monthly Income Amount Monthly Expense Amount Allowance $20.00 Snacks $20.00 Money earned selling drinks $25.00 Music downloads $12.00 Money earned babysitting $12.50 Movies $18.00 Money earned delivering newspapers $30.00 Video rental $10.00 Total $87.50 Total $66.00
【小题2】The purpose of making a budget is to help people _________.A．Children. B．Parents. C．Breadwinners. D．Bank managers.
【小题3】What should people do when planning a budget?A．learn to be realistic B．increase their saving C．manage their money well D．test their power-control
【小题4】 Which of the following budgets is effective?A．Fill in the expenses as they really are. B．Avoid spending money on expensive things. C．Set aside a fixed amount of money as savings. D．List income and expenses on two pieces of paper. 
【小题5】The passage mainly tells us _______.A．the importance of making a budget B．how to make a budget C．how to form good habits D．how to spend money - 答案：【小题1】A
【小题2】C
【小题3】A
【小题4】D
【小题5】B- 试题分析：这是一篇介绍对于孩子这一群体，如何合理计划自己的收支，并具体给出一个收支列表，直观全面地为读者展示了如何学会合理理财。
【小题1】事实细节题。根据首段Most likely, you aren’t the family breadwinner以及 For kids and grown-ups alike可知本文是针对孩子这一群体写的，即A项。
【小题2】写作目的题。根据 creating a budget can help you deal with your expenses and plan for the future可知制作收支预算的目的是为了更好地理财，合理安排收入和消费，即C项最佳。
【小题3】事实细节题。根据When planning your budget, be realistic about your expenses以及下文提及的例子可知制作收支列表时要实事求是，即A项。
【小题4】事实细节题。根据文章提到收支表分为四栏，收入和花费要分别列举，所以A，C项不对，又有The left-hand total should be more than or equal to the right-hand total可排除B项，故选择D项。
【小题5】主旨大意题。全文侧重于如何制作收支列表和清单，所以B项最佳。
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